Most people are aware when their finances have degraded past the proverbial point of no return. In situations like this they may be tempted to run up the balances on any credit they have available right before making the decision to file bankruptcy. However common this idea might be, it’s important to…Read More.
You owe more than you earn and you can’t see any way that you’re going to be able to pay your debts. You are overwhelmed by the financial situation you find yourself in but don’t know what to do about it. Essentially you know you’re “bankrupt,” but should you file for bankruptcy…Read More.
You, like many others, may decide to use payday loans this holiday season to help you pay for Christmas gifts. Payday loans have long been a popular option for individuals who are seeking to make up for income gaps with fast loans. Payday loans are one way to buy items around the…Read More.
Bankruptcy is a traumatic experience for anyone, but knowing your rights can make it just a little bit easier. For instance there are exemptions that each state has that will protect the value of some of your belongings, including your house, care and certain retirement accounts. So if you live in Georgia,…Read More.
A growing number of bankruptcy trustees collecting money for creditors in personal bankruptcy lawsuits are reclaiming college tuition fees years after the money was paid. Court-appointed trustees generally have the power to recover money from “improper” transfers and payments that were made up to six years before a person filed for bankruptcy.…Read More.
In our last post we covered the Chapter 7 bankruptcy timeline, and what you could expect. However, each bankruptcy case is different. In your case a Chapter 13 bankruptcy may be the best for you. Chapter 13 bankruptcy is ideal for those that want to retain assets, and make enough income to…Read More.
At C. Golden & Associates, our attorneys are dedicated to helping you achieve financial freedom. We also want to ensure that each one of our clients understands his or her case completely. Below we have our Chapter 7 bankruptcy timeline infographic. This graphic details what you can expect from your first meeting…Read More.
There is a lot of talk about the economy recovering but many people are still suffering under a crippling amount of debt. People had to do things like pay bills using their credit cards and borrow against their homes to stay afloat. Once you are that deeply in debt, the only solution…Read More.
When it comes time to file for bankruptcy, you have a pretty big choice to make. Should you file for Chapter 13 or Chapter 7? The answer will normally come down to which one you can qualify for but there are pro’s and con’s to each. About Chapter 7 Bankruptcy in Georgia…Read More.
When it comes time to file for bankruptcy, the most important questions people ask are often job related. It stands to reason, if you have been through or you are about to go through a bankruptcy then you will be pretty focused on your income. The three most common job related bankruptcy…Read More.